New Star Rewards
Turn everyday banking into Star Rewards.
Earn cash back or interest rewards just by using your account the way you already do. Get started today in person at any OakStar Bank location.
Qualifications apply.
OakStar Bank
Welcome to OakStar Bank
Where modern banking and personal connection meet.
OakStar Bank blends innovative digital banking and a wide range of account and loan options with personal, local service. Whatever mix of products and services you choose, you’ll experience personal banking that’s simple, supported, and built around you.
The tools you expect.
The people you trust.
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Download the App
All accounts, one view.
Manage today and plan for tomorrow with personal, business, and loan accounts accessible in one place.
Smart transaction tools.
Secure, easy-to-use tools are backed by insights, protection, and 24/7 support from our team.
*Closed according to holiday closures.
Built-in security features.
Card controls, real-time alerts, credit and transaction monitoring, and multiple layers of encryption help keep your information safeguarded.
Fast payments and transfers.
Move money faster between your OakStar and external accounts. For external transfers, fees may apply.
Fast, flexible, secure.
Use OakStar Visa Debit Card to securely tap, swipe, or purchase with mobile wallet in stores or online. Access surcharge-free ATM withdrawals nationwide with MoneyPass® Network.
Home lending that meets you where you are.
From conventional mortgage financing to government-backed programs and refinance solutions, our team is here to prioritize your preferences, walk you through paperwork, and offer guidance that brings everything into focus.
Exceptional banking, built for you.
From everyday banking to long-term planning, we deliver financial solutions backed by local decision-making, personal service, and a deep commitment to your success.
As a community bank, we’re proud to support the families, businesses, schools, and organizations that help strengthen the places we call home.
OakStar Blog
Get inspired and stay up to date.
Learn, prepare, and grow with guidance and strategies designed to help you move forward.
Identity Theft and Fraud: How to Help Protect Your Personal and Financial Information
Understanding common threats and practicing good security habits can go a long way toward reducing risk.
Home Renovation Ideas on a Budget
Discover practical ways to improve your home while keeping your renovation goals financially within reach.
Personal
Getting Financially Ready to Live on Your Own
Learn how to create a budget, build healthy banking habits, and prepare for everyday expenses.
Home Loans
Should You Rent or Buy a Home?
Deciding whether to rent or buy a home is a major financial decision that depends on your budget, lifestyle, and long-term goals.
Business
Planning for Business Growth: Strategies to Help Your Business Expand
A clear strategy can help position your business for sustainable success.
quick answers
FAQs
Call 417.447.0535 or message us through your digital banking dashboard for 24/7 support* from an OakStar team member.
*Closed according to holiday closures.
Does OakStar offer business banking/lending?
Yes, we offer a full suite of business banking and lending options.
Our Corporate Services and Merchant Services departments specialize in tailoring business and payment solutions for our business clients, while our Cash Management suite provides specialized tools for remote deposits, treasury management, and fraud prevention.
Our SBA department provides financing for a variety of business needs and opportunities.
Who can I contact for account support/general banking questions?
Call 417.447.0535 or send a secure message through your digital banking dashboard to reach our Experience Center and speak with a real OakStar Bank team member 24/7.
*Closed according to holiday closures.
What tools are available to help me reach my savings goals?
Our Pocket Change tool helps grow your savings in the background.
Simply enroll your account and then use your OakStar Visa Debit card as you normally would. Each purchase is rounded up to the nearest dollar, and the difference is automatically deposited in your savings.
Enrollment required.
Does OakStar Bank charge ATM fees?
OakStar Bank Visa Debit card holders can access surcharge-free ATM withdrawals nationwide through our partnership with MoneyPass® Network.
Transactions at ATMs outside of the MoneyPass® Network may incur third-party operator and out-of-network fees.
Does OakStar offer wealth management services?
Yes, our Wealth Management department specializes in creating plans tailored to your goals and priorities.
Services include retirement and estate planning, insurance and charitable giving strategies, key person coverage, education planning, and more.
Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value
We're here
It starts with a conversation.
Call or send a message.
Call 417.447.0535 or message us through digital banking to reach our team 24/7*.
*Closed according to holiday closures.
Explore business banking.
Connect to learn more about solutions and lending tailored for your organization.